Owning your own small business is part of the American dream. To avoid having that dream become a nightmare, having the right commercial insurance is essential. Owning a business is full of risks and mitigating those risks as much as possible is what you hope your commercial insurance will do. In Houston, TX, you can count on City Centre Insurance Agency LLC to help you to have the commercial insurance that is perfect for your small business.
Commercial Insurance Benefits
Commercial property insurance covers the building if you own it, but it also covers all the things that you use to do business. Depending on the nature of your business it can be machinery, tools, display units, electronics, office equipment, records, inventory, and raw materials. You will be able to get back on your feet much quicker with this coverage.
Being sued is one of the biggest dangers that small businesses face. Without this coverage, your business may not be able to survive if you have to pay a judgment against you and the legal fees that go along with it.
Business interruption insurance
If your small business is hit by a covered peril, how will you meet your payroll or pay the regular monthly expenses? With business interruption insurance you will get the money that you need to stay current until you are able to get back up and running. Just because your business is down doesn’t mean your expenses go away.
Employers in Texas are not required to carry workers’ compensation insurance, but that doesn’t mean that they are not required to pay employees who are injured. Having workers’ compensation coverage makes everyone, the employer and the employee feel more secure.
We Are Here To Help
Call City Centre Insurance Agency LLC in Houston, TX if you want the help of our experienced independent agents when choosing your commercial coverage.